
First Time Buyer
We’ll help you navigate the mortgage process with clarity and confidence – from understanding affordability to getting your offer accepted.
Common questions we answer:
- How much can I borrow?
- What deposit do I need?
- What mortgage type is best for me?
We’re here to help answer all of these and more. Whether you’ve found a home or are just starting to explore your options, we’re ready to chat whenever you are.

A Message from Toby – Mortgage & Protection Adviser
"Buying your first home is an exciting step, and at Wellington Financial Services, I’m here to help you through the process with clear, straightforward advice. I’ll explain your mortgage options, answer your questions, and support you every step of the way — all tailored to your individual circumstances."
Ready to talk mortgages?
Book a free, no-obligation appointment with one of our advisers today.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.